The public is urged to be wiser and increase their understanding of digital law so that they can know their rights and obligations, and avoid legal problems.
The use of the internet has become a daily necessity for most people. Starting for communication, shopping to borrowing money has been done online. However, the rapid use of the internet has not been matched by the digital legal literacy of the community. This results in the emergence of legal problems or disputes caused by the community intentionally or not. Various legal issues on social media, online shopping and online loans are increasingly appearing to the public. The types of cases also vary, such as the spread of fake news or hoaxes, leakage of personal data, fraud to pornography.
advocate and legal consultant, appealed to the public to be wiser and increase their understanding of digital law so that they can know their rights and obligations, and avoid legal problems. He explained that the most common problem encountered was the spread of hoaxes. People still like to spread the gray news of the truth through social media.
Wisely using social media is the most important, such as using FB, Instagram, Twitter and accessing news portals. You have to understand that online interactions are no different from direct interactions. Of course there are certain limitations so you must be wise to interact through social media
various legal violations in online transactions. Cases of product fraud by online stores are often experienced by the public. “When shopping online, you have to be careful because the goods cannot be seen directly, so often the results are zoned or the goods obtained do not match the picture,” said Rizky. He explained that when an online shopping violation occurs, the public has the right to receive compensation
The public is asked to be careful when using online loans or peer to peer financial technology. He explained that there are many illegal fintechs that charge high loan interest rates and are prone to data theft. He asked the public to check the license of the operator or fintech at the Financial Services Authority. Then, the approval of data access on fintech consumer mobile phones by the operator is contained in the standard clause of the agreement. So, when the public gives approval for this access, it can be said that they have allowed fintech companies to access consumer data. (Read: There is a Principle of Without Undue Delay in Tokopedia Consumer Data Leaks)
The public is urged to be wiser and increase their understanding of digital law so that they can know their rights and obligations, and avoid legal problems.
This online loan must know whether it is legal or illegal, how to see if it has been registered with the OJK or not. These online loans are debts so that there are agreed contracts. First of all, before agreeing to a loan, first look at the contents of the contract, read in detail about what is stipulated in the contract, such as the payment due date. This fintech also has a risk of accessing data so they can text people on our phone list,
The National Consumer Protection Agency noted that there was a significant increase in consumer violations at the beginning of this year compared to the previous year. It was recorded that consumer complaints continued to increase throughout the year, starting from 5 complaints in 2018 to 18 complaints in 2019 to 70 complaints in January-May 2020. “Only until May we received a total of 582 complaints and 70 of them were e-commerce. This is evidence of increasing consumer interest in online shopping, but on the other hand there are many complaints.